Der Gewinn (APA) / GELD & BÖRSE
1,375% Fixzinsen auf 25 Jahre!
Wer es sich (noch) leisten kann, den erwarten bei den heimischen
Banken nach wie vor schlaraffenlandartige Kreditangebote.
Was ist eine Topbonität?
Jede Bank definiert sie anders, wenn man sie befragt. Ein paar
Beispiele:
Bank Austria sehr geringes Ausfallsrisiko, v. a. Kriterien wie frei
verfügbares Einkommen, Verschuldungsquote, Besicherungsquote relevant
Erste Bank Informationsgrad über wirtschaftliche Verhältnisse
ermöglicht Einstufung; langfristige wie auch aktuelle Informationen
zu Vermögen, Einkommen, beruflicher und familiärer Situation relevant
Oberbank diverse Kriterien, z. B. Relation...
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